by kirstyb | Oct 29, 2025 | SMSF, Superannuation
The Federal Government has announced welcome adjustments to the proposed new legislation (Division 296) which seeks to tax earnings on superannuation balances above $3 million. Key changes include: a move to a “realised earnings” approach, meaning that the tax will...
by kirstyb | Aug 29, 2025 | Property Investment, SMSF
Investing in a self-managed super fund (SMSF) property has become an increasingly popular strategy in Australia, offering SMSF members greater control and flexibility over their retirement savings. With the ability to invest retirement funds directly into real estate,...
by kirstyb | Aug 11, 2025 | SMSF, Superannuation
In this quarter’s superannuation update… Reminder: employers note that the super guarantee rate increased to 12% as of 1 July 2025. Insight: We take a look at some suggested figures for a ‘modest’ and a ‘comfortable’ retirement...
by kirstyb | May 8, 2025 | SMSF, Superannuation
Employers Be Aware – SG Contribution Levels Are Rising The minimum SG rate you must pay for each eligible employee from 1 July 2024 was 11.50% of their ordinary time earnings (OTE). This is legislated to increase to 12% on 1 July 2025. History of the SGC...
by kirstyb | Feb 10, 2025 | SMSF, Superannuation
Superannuation – what lies ahead in 2025? There are certainly a few big-ticket items causing quite a stir in the world of Superannuation. $3m Super Cap – Division 296 Fortunately, the proposals around the Division 296 “$3m super cap” didn’t get passed...
by kirstyb | May 30, 2024 | Business, Small Business, SMSF, Superannuation
A major update to the small business superannuation clearing house (SBSCH) was introduced on 15 March 2024 that potentially impacts businesses being able to make superannuation guarantee contributions into SMSFs. SMSFs must have their bank account registered with the...
