by Financially Sorted | Jan 29, 2026 | Government Legislation, SMSF, Superannuation
When the Government reworked Division 296 in late 2025, many of the most concerning features of the original proposal were softened. Unrealised gains were removed, thresholds were tiered, and the start date was pushed back to 1 July 2026. At the time, it appeared...
by Financially Sorted | Jan 11, 2026 | SMSF, Superannuation
If your super balance is comfortably below $3 million, you can probably relax — the proposed changes to the super rules shouldn’t adversely affect you (yet). But if your super is nudging that level, or if you’re clearly over, the Treasurer’s latest announcement could...
by Financially Sorted | Oct 29, 2025 | SMSF, Superannuation
The Federal Government has announced welcome adjustments to the proposed new legislation (Division 296) which seeks to tax earnings on superannuation balances above $3 million. Key changes include: a move to a “realised earnings” approach, meaning that the tax will...
by Financially Sorted | Aug 29, 2025 | Property Investment, SMSF
Investing in a self-managed super fund (SMSF) property has become an increasingly popular strategy in Australia, offering SMSF members greater control and flexibility over their retirement savings. With the ability to invest retirement funds directly into real estate,...
by Financially Sorted | Aug 11, 2025 | SMSF, Superannuation
In this quarter’s superannuation update… Reminder: employers note that the super guarantee rate increased to 12% as of 1 July 2025. Insight: We take a look at some suggested figures for a ‘modest’ and a ‘comfortable’ retirement...
by Financially Sorted | May 8, 2025 | SMSF, Superannuation
Employers Be Aware – SG Contribution Levels Are Rising The minimum SG rate you must pay for each eligible employee from 1 July 2024 was 11.50% of their ordinary time earnings (OTE). This is legislated to increase to 12% on 1 July 2025. History of the SGC...
